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Setting up a SEPA direct debit online: simple, fast and 100% digital

SEPA (Single Euro Payments Area) direct debits enable companies to automatically collect from customers located in the SEPA zone.

Written by

Easytransac

Published on

07

/

10

/

2025

Blog
Online payment
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The SEPA (Single Euro Payments Area) direct debit scheme enables a company to automatically collect direct debits from customers located in the SEPA zone, on the basis of a signed authorization known as a SEPA mandate.

No more forgotten checks or manual transfers: with SEPA, the amount is automatically debited from the customer's account on the due date.
This is the ideal solution for recurring payments (subscriptions, monthly services, membership fees, etc.) or simplified collections for companies and associations.

How does SEPA direct debit work?

How it works is very simple:

  1. Customers sign a SEPA mandate (paper or electronic) authorizing the company to debit their account.
  2. The company sends the direct debit request to its bank (or to an approved service provider such as Easytransac).
  3. The amount is automatically debited from the customer's account on the agreed date.

The entire process is secure and governed by European regulations.

Set up a SEPA direct debit with Easytransac

At Easytransac, everything is done online, with no paperwork:

1️⃣ Create your business account

Go to "Register"to create your account.


Your file is verified by our partner payment institution.
Validation in 48h upon receipt of all compliance documents (KYC).

2️⃣ Request activation of the "SEPA Direct Debit" module

For security and anti-fraud reasons, activation of the SEPA module is not automatic.
All you have to do is request it directly from our teams (via Easytransac support).
Our team will then manually validate and open the functionality on your account.

3️⃣ Send authorization to your customers

Your customer signs the SEPA mandate directly online - no paper signature required.

4️⃣ Cash in automatically

Payments are processed on time, and you are notified of every transaction.
Simple, fast, secure.

Area, deadlines and conditions

  • SEPA zone: 36 European countries (European Union + associated countries).
  • Currency: in euros (€) only.
  • Turnaround time: 1 to 2 working days on average.
  • Easytransac payment period: 14 days (security period against non-payment).
  • Cost: 0.5% + €1.90 (excl. VAT) per transaction, with no subscription or installation fees.

The advantages of SEPA direct debits with Easytransac

✅ S ave time: no need to manually follow up with your customers.
Secure, automated payments.
100% digital solution (electronic money order, online tracking).
Compatible with your billing (Henrri...) and CRM tools.
Responsive customer support based in France.

In a nutshell

SEPA direct debits are a simple and effective solution for automating your collections.
With Easytransacyou benefit from rapid implementation (validation in 48 hours), a digital mandate and smooth management of your recurring payments.

👉 Get started today by sign up and simplify your professional collections.

Who we are

With more than 60,000 customers, Easytransac capitalizes on a decade of expertise in various payment solutions (distance selling, ecommerce, convenience selling, cashless, mobile payment...). 

Easytransac is at the forefront of innovation in the ecosystem of electronic payments and hybrid and cashless solutions that meet the requirements of e-tailers, event professionals and SMEs. 

Our platform simplifies transactions and enriches the user experience, thanks to an intuitive interface and real-time tracking, while ensuring security at every payment.

Got a project in mind? Don't wait any longer! Contact our teams HERE.

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