Remote payment has become an indispensable method of modern commerce, particularly with the rise of online shopping and mobile transactions. Whether for telephone sales, online services or mobile applications, it's essential to understand how to collect these payments simply and securely. In this article, we'll explore the different solutions available and the benefits they can offer your business and your customers.
How to cash remote transactions?
There are several ways to cash a remote payment, each with its own specific features and advantages. Here are some of the most popular methods:
Payment by link
Remote payment by payment link is a fast, convenient solution. Simply send a secure payment link to your customer by email, SMS or any other communication platform (whatsapp, messenger, wechat...). When they click on the link, they are redirected to a payment page where they can enter their bank details. This method is particularly useful for companies that don't have a complete e-commerce site.
Payment via a website
Merchants with e-commerce sites can easily accept remote payments via their platform. By integrating a payment gateway on their site, customers can make purchases securely from anywhere. Payments can be made by credit card, PayPal or other payment methods, depending on the customer's preferences.
Payment by mobile application: flexibility and multiple options
Mobile applications have become an essential solution for remote payment, offering great flexibility. More and more merchants are turning their smartphones into genuine mobile payment terminals, enabling them to carry out transactions securely wherever they are. This solution is ideal for small businesses or professionals on the move, such as itinerant traders or service providers.
Mobile applications not only enable you to receive credit card payments, but also to extend your payment options. For example, with features such as payment in instalments, your customers can choose to pay in instalments, which is particularly attractive for larger purchases. QR code payment is also a popular option, allowing your customers to scan a unique code displayed on screen to make an instant, secure payment via their phone.
Finally, by using a smartphone transformed into a payment terminal, merchants can also offer subscription options, enabling customers to subscribe to services or products on a recurring basis, with automated payments at regular intervals. This flexibility not only enhances the customer experience, but can also increase sales and foster long-term loyalty.
In short, with the right mobile application, the smartphone becomes a complete payment terminal, offering merchants a multitude of solutions for accepting remote payments, while providing their customers with a fluid, diversified experience.
Why offer remote payment to your customers?
Remote payment offers several advantages that can increase customer satisfaction and improve your company's efficiency:
- Convenience and flexibility: Customers can pay at their convenience, without having to travel or interact physically. This is particularly useful in a context where telecommuting and online shopping are increasingly common.
- International accessibility: Remote payment enables you to reach an international clientele, as transactions can be carried out from any location, considerably expanding your market.
- Reduced risk of fraud: Modern payment systems offer advanced fraud protection, such as 3D Secure verification, ensuring a secure transaction for you and your customers.
Which bank terminals enable remote payment?
As a general rule, all Eftpos terminals (Electronic Payment Terminals), whether fixed or mobile, can be used to accept remote payments. However, a terminal alone is not enough. You need to link your Eftpos terminal to dedicated distance selling software to enable connection to an online payment solution.
What's more, to be able to collect remote payments, you'll need to contact your bank to obtain a VAD direct debit. This procedure can take from one to two weeks. Once you've obtained your direct debit, you'll need to finalize the settings with your electronic payment processor to fully activate the remote payment solution.
The advantages and disadvantages of remote payment
Remote payment offers many advantages for businesses, but also some challenges. Here's an overview of the main points to consider:
Advantages :
- Accessibility: Offering a remote payment method enables us to reach customers all over the world, offering much greater sales potential.
- Easy integration: Integrating a remote payment system into your website or application is often straightforward, and can be achieved in no time thanks to turnkey solutions.
- Secure transactions: Modern remote payment solutions are equipped with advanced features to guarantee secure transactions and protect customers' banking data.
Disadvantages :
- Set-up costs: Installing a remote payment solution may entail additional costs, particularly for acquiring a compatible POS terminal and integrating the solution with your site or application.
- Activation times: As mentioned above, obtaining a VAD direct debit from your bank and making the necessary settings can take several weeks.
Conclusion
Remote payment is now a standard for modern businesses, and there are several solutions to suit different types of commerce. Whether you choose to offer payment by link, website or mobile app, it's essential to choose a reliable and secure solution for your customers.
Easytransac, for example, offers flexible, easy-to-integrate solutions, enabling your business to accept remote payments with ease. By opting for remote payment systems, you offer your customers the opportunity to pay quickly and securely, while enjoying the benefits of a modern, high-performance solution. Get started now by downloading the app from the apple store or google play, or by registering for free on our platform for optimal control!
Who we are
With more than 60,000 customers, Easytransac capitalizes on a decade of expertise in various payment solutions (distance selling, ecommerce, convenience selling, cashless, mobile payment...).
Easytransac is at the forefront of innovation in the ecosystem of electronic payments and hybrid and cashless solutions that meet the requirements of e-tailers, event professionals and SMEs.
Our platform simplifies transactions and enriches the user experience, thanks to an intuitive interface and real-time tracking, while ensuring security at every payment.
Got a project in mind? Don't wait any longer! Contact our teams by email at contact@easytransac.com or by phone on 09 72 12 99 48.
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